Here is a video to summarize THIS post, since it was a long one!
I find using a credit card very helpful for my family. The perks are amazing, and it's safer than using cash. However, you have to have lots of self-control. Here is a video that explains how we use a credit card and some budgeting tips to make sure you don't over spend.
Feel free to check out our video bar on the side of this site, or check out our Youtube channel funcheaporfree for more savings tip videos. Enjoy!